I'm looking to build a couple of townhouses, not a huge apartment block. Is my project too small for you?

Not at all. We specialise in funding for projects of all sizes. Whether it's a dual-occupancy build in a suburb like Bentleigh or a multi-unit townhouse development in Melbourne's growing northern corridor, we connect you with lenders who are the right fit for your specific project's scale.

How much of my own cash will I need to have before a lender will look at my project?

Typically, you'll need to contribute around 20-30% of the total project cost. However, this varies between lenders and projects. At Capital Compass, we work with you to structure the finance, ensuring your contribution is clear and helping you navigate the requirements for your specific Melbourne-based development.

I've got a great block of land but don't have council approval yet. Is it too soon to talk about finance?

It's the perfect time. Engaging with us early allows us to map out a clear finance strategy. We can help you understand what lenders will require, which is crucial before you finalise plans for your site, whether it's in an established area like Hawthorn or a growth zone.

What's the actual difference between a standard business loan and proper development finance?

The key difference is how you receive the funds. A business loan is typically a lump sum, whereas development finance is paid out in stages (drawdowns) as you complete construction milestones. This structure is designed to manage risk and costs effectively, which is vital for Melbourne's construction sector.

Do you only fund residential projects, or can you help with a small commercial or industrial build?

We fund a wide range of projects. While residential developments are common, we have extensive experience securing finance for commercial and industrial builds across Melbourne and Victoria. From a small factory in an industrial park to a new block of shops, we can find the right funding solution.

Development Finance - Capital Compass | Commercial & Business Loans Australia

Development Financing

Funding For Your Vision From the Ground Up

Development Finance: Funding Your Vision From the Ground Up

Navigating the complexities of property development in Australia requires more than just capital; it demands a financial partner who understands your vision and the intricacies of the journey. At Capital Compass, we provide expert guidance and tailored development finance solutions designed to bring your projects to life, from initial concept to successful completion. We are committed to being your true north in construction and property development funding.

Our Comprehensive Development Finance Solutions

Capital Compass offers a spectrum of development finance options, ensuring your project is robustly supported at every critical phase:

Land Acquisition & Site Establishment: Secure the ideal site with timely land finance. We can assist with funding for land purchase, initial planning approvals, and essential site preparation, laying a solid foundation for your development.

Construction & Project Funding: We provide comprehensive construction loans for a variety of projects, including residential developments (townhouses, apartments, multi-unit dwellings), commercial centres, and industrial properties. Our funding solutions are typically structured with staged drawdowns, aligned with your project milestones to optimise cash flow and project momentum.

Specialist Project Support: Whether your vision involves unique residential projects or specific commercial builds, our team has the expertise to structure finance that acknowledges the individual characteristics of your development.

Refinancing & Equity Release: We can also explore options for refinancing existing development loans to improve terms or release equity from completed or partially completed projects, helping you move forward with your next venture.

Let's Build Your Vision Together

Ready to discuss your development project? Book a consultation with Capital Compass today for expert guidance and tailored finance solutions.

Development Financing

Development Finance: Funding Your Vision From the Ground Up

Our Comprehensive Development Finance Solutions

Let's Build Your Vision Together

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